Utah County’s Premier Remodeler
Finish Your Basement Now. Pay Over Time.
Don’t let budget timing stop you from finishing your basement. Rocky Mtn Remodel works with multiple financing options so you can start your project today and pay on your terms.
Three Reasons to Finance Your Basement Now
Lock In Today’s Pricing
Material and labor costs rise over time. Financing lets you start now at today’s prices — the project you price in spring will cost more next spring.
Increase Home Value Immediately
A finished basement adds $30,000–$80,000+ to your home’s value the day it’s done — not years from now when you’ve saved up. That equity works for you immediately.
Spread Payments Comfortably
Most basement projects finance comfortably over 3–7 years. Monthly payments are often less than you’d expect, and the value add to your home more than justifies the cost.
Three Ways to Finance Your Project
Every homeowner’s financial situation is different. Here are the most common financing approaches we see Utah County homeowners use.
Personal Home Improvement Loan
An unsecured personal loan designed specifically for home improvements. Rates vary by credit profile but approval is typically faster than home equity options. Great for homeowners with less than 20% equity or those who prefer not to tap into their home's value.
Key Benefits
- No home equity required
- Fixed monthly payments
- Fast approval — often same day
- No collateral risk
Home Equity Line of Credit (HELOC)
A HELOC lets you borrow against your home's equity at typically lower rates than personal loans. Ideal for larger projects where you want flexibility. Rocky Mtn Remodel can connect you with preferred lenders who specialize in Utah home improvement HELOCs.
Key Benefits
- Often lowest interest rate
- Draw only what you need
- Interest may be tax-deductible
- Large credit lines available
Contractor Payment Plans
Rocky Mtn Remodel offers structured payment plans tied to project milestones — you pay as work is completed, not all upfront. Call us at (801) 367-8541 to discuss current payment plan options and what works best for your project scope.
Key Benefits
- No third-party lender
- Milestone-based payments
- Transparent draw schedule
- Ask us about current terms
Rocky Mtn Remodel partners with preferred lenders who specialize in home improvement financing. Call (801) 367-8541 during your free estimate and we’ll connect you with current options.
How Financing Works With Rocky Mtn Remodel
Schedule a Consultation
Tyler visits your home, assesses the space, and provides a detailed written estimate. You'll know the exact cost before we discuss any financing.
Choose Your Financing Path
We help you compare options — personal loan, HELOC, or payment plan — based on your timeline, credit profile, and project scope. No pressure, just information.
Break Ground
Once financing is in place, we schedule your project start date and get to work. You pay by milestones — not all upfront — so you're always paying for work that's already done.
Ready to Get Started? Let’s Talk Financing.
Call (801) 367-8541 during your free estimate and we’ll walk through every financing option available to you — no pressure, just options.